# Loans

Build your dream home. Take yourself on the trip of a lifetime.
Loan facilities designed for the way you live.

###### Personal Loan

Employees are the backbone of every organization. Enable your employees to empower their financial independence with this salary-administration product. Flexibility to meet individual needs with loan amounts of up to 75% of net annual salary (for applicants with terminal benefit)

###### Creative Sector Loan

The creative sector loan is a Central Bank of Nigeria (CBN) initiative aimed at capacity building and employment creation for individuals and businesses currently into any of the following:
- Fashion
- Information Technology
- Software Engineering

###### Asset Finance

With our asset finance, customers can finance the purchase of business assets such as equipment, machinery and vehicles, or realize cash from the value in assets already owned by them.

###### Vehicle Finance

Also known as auto finance, this facility enables customers to purchase a car of their choice using flexible repayment options after equity contribution as against lump sum payments.

###### Mortgage

The Mortgage Loan transfers the burden of payment for real estate from the customer to us. Under this facility type, the customer pays back the borrowed amount over an agreed period.